An Offset Home Loan can help you use your savings to reduce the amount of interest you pay, while allowing you to do your everyday banking with access to a Debit Mastercard®/s (where available with your product). See Understanding home loan offset accounts for more information.
Our Basic Home Loan is a low-fee option with no monthly or account management fees, offering flexible ways to repay your home loan.
For home loans with a BSB starting 182, you’ll first need to open a Transaction account via Macquarie Online Banking or the Macquarie Mobile Banking app. The Transaction account must be in the name of one or more of the borrower/s on your home loan account.
A package fee applies to our Offset Home Loan. See Understanding home loan fees for more information.
If the borrower is a company or trust, a new account can't be opened. You can only switch to an Offset Home Loan if there’s an existing Transaction account in the name of the borrower.
When your new Transaction account has been opened, please get in touch with a Macquarie consultant using live chat.
If your home loans has a BSB starting 183, or you are currently living outside of Australia, switching to an Offset Home Loan is not available. To discuss your options, please get in touch with a Macquarie consultant using live chat.
You can request to switch your home loan from an Offset Home Loan to a Basic Home Loan by getting in touch with a Macquarie consultant using live chat.
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Existing customers can contact us at any time via chat in the Macquarie Mobile Banking app or Macquarie Online Banking. Our team will respond during business hours from Monday to Friday (excluding public holidays)
Please get in touch as soon as possible so we can work together to find the right solution for you.
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